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New Jersey's Assembly Bill A4 represents a landmark effort to comply with the Mount Laurel Doctrine and the state's growing affordable housing crisis by reforming how municipalities meet their fair share housing obligations. At the heart of this legislation is a standardized formula that requires each municipality to calculate its present and prospective affordable housing needs, along with other factors like population growth, land, and income capacity. By decentralizing housing planning, A4 shifts responsibility to local governments from the state and gives them a ten-year window to meet their fair share housing obligations.
New Jersey's Assembly Bill A4 represents a landmark effort to comply with the Mount Laurel Doctrine and the state's growing affordable housing crisis by reforming how municipalities meet their fair share housing obligations. At the heart of this legislation is a standardized formula that requires each municipality to calculate its present and prospective affordable housing needs, along with other factors like population growth, land, and income capacity. By decentralizing housing planning, A4 shifts responsibility to local governments from the state and gives them a ten-year window to meet their fair share housing obligations.
There are many circumstances that could lead to failure to pay mortgage payments or property taxes. Unfortunately, in far too many cases, default on a mortgage or taxes leads to mortgage or tax foreclosure—where creditors seek to reclaim the property subject to the default.
Discussions about Vice President Kamala’ Harris’ record as a progressive prosecutor have offered an opportunity to consider what the next president could do to help spur equitable criminal justice reform. While recognizing that policing is largely a local endeavor, it is important to identify how the next president can leverage existing federal programs to contribute to larger criminal justice reform and equity efforts. In this paper we propose that the next administration restructure the Justice Assistance Grants (JAG) and Community-Oriented Policing Services (COPS) grants in order to support community-based criminal justice programs (CCJP) to achieve equitable criminal justice reform. These programs, which emphasize partnerships between law enforcement, prosecutors, and non-law enforcement organizations, aim to reduce crime and recidivism through rehabilitation, mental health services, and social support. The proposal we offer draws inspiration from Vice President Kamala Harris’s "Back on Track" program, which successfully helped first-time nonviolent offenders avoid incarceration through alternative sentencing that focuses on rehabilitation. The paper argues that similar programs, if federally supported, could help contribute to equitable criminal justice reform by fostering trust between law enforcement and communities, reducing police brutality while also preventing crime and recidivism.
The following resource is designed to help understand and navigate mortgage foreclosure. For more detailed guidance, please review our What to Do: When Facing Mortgage or Tax Foreclosure memo.